For Sale By Owner (FSBO) properties are very attractive purchase opportunities for a buyer who is looking for a good deal on the home. Sellers recognize that the home price may be set lower then the market price by a real estate agent's commission percentage the seller does not need to pay. The settlement is typically taking place at the real estate attorney’s office where all of the paper work is being prepared for closing, including Title Search and Title Insurance.

There's about to be a new number in the numbers game that determines if you're going to get that home loan.