Q. Should I refinance?
Sometimes it makes sense to refinance. Sometimes it does not. It depends greatly on what your financial goals are. For instance, wanting to lower your interest rate and/or payment are good reasons to refinance, but there are other factors to consider. Here are a few things to think about:

Looking to save money on your homeowners insurance? While most lenders require you to have a homeowners insurance policy, it is important to know that not all policies cost the same. In fact, homeowners insurance rates can vary by hundreds of dollars from company to company.