OWNER FINANCING with sufficient down payment. PLEASE REQUEST DETAILS.

Beach lovers enjoy the best of both worlds: less than a mile from the Gulf, but none of the traffic hassles of living on the Island!

It's a TreeTop Retreat -- lush tropical landscaping creates a green view from every window!

MUCH BIGGER THAN IT LOOKS: Official SFLA (square foot living area) "under air" is 2,356 (upstairs) AND there's also a completely finished lower level of 1,270 square feet (climate-controlled). Ready for a private elevator to be installed, if desired.

Relax in this lovely, light-filled 3-bedroom/2-bath/2-car garage/2-story home in the picture-postcard, gated neighborhood of Harbour Landings. An immaculate townhouse-style retreat attached to only 1 other residence, with abundant privacy from the neighbors. This is a "single-family, semi-detached" home (not a condo). Enjoy your own PERSONAL propane-heated pool and in-ground spa (for this home only) landscaped for TOTAL PRIVACY. The gourmet granite/stainless kitchen is a delight, with an aquarium window in the breakfast nook. Propane BBQ on the balcony in the 2-story lanai. AVAILABLE FURNISHED. Master suite has a queen bed, walk-in closet, jacuzzi tub, separate glass shower, and toilet room. Second bedroom has a queen bed, and third bedroom has twin beds. Ideal floorplan: open, flowing common space and split bedrooms.

Less than 1 mile to the sugar-sand beaches of world-famous Anna Maria Island. Close to dining, shopping, boating, jet skiing, fishing, surfing, snorkeling, scuba diving, para-sailing, and the historic Cortez fishing village with its "fresh-off-the-boat" seafood markets and Maritime Museum. Stroll past the Harbour Landings private marina to the nearby seafood restaurants. Walk or bike to the beach, just over the Cortez Bridge. Enjoy the Harbour Landings heated community pool, clubhouse and tennis court.

Maintenance-Free, with HOA fees only $443/mo. Built in 2006 to the highest hurricane standards including thermal, hurricane-impact glass (no Chinese drywall). 2011 Taxes only $3,527.

GATED ACCESS -- PLEASE REQUEST ENTRY CODE TO DRIVE BY. OWNER-OCCUPIED, SHOWING BY APPOINTMENT.