RENOVATED COTTAGE WITH ZERO % FINANCING FOR $175,000

* Cottage style 1-1/2 stories, including garage with loft, on 1/2 acre flat lot outside of flood area, but within 1/2 mile of Swan Creek boat launch in boating community of Rock Hall, MD * Total Renovation ... all new in 2006-07: electric, plumbing, walls, windows, kitchen appliances, bathroom fixtures, central A/C, baseboard heat, blown-in insulation, vinyl siding, gutters. New roof in 2010. * Certified lead-free, town water and town sewer means nothing for you to worry about. * Move-in ready * Spacious downstairs inlcudes re-finished pine wood floors in dual living room/family room, kitchen, dining room, laundry room, 1/2 bath, enclosed back entry porch * Upstairs includes two or three bedrooms (your choice with pocket door) and one full bath * Garage has spacious loft accessed easily by inside stairs and extra-large storage bay downstairs * Large back yard has woods behind, neighbor's fence on one side and hedge on the other