Newer home in great neighborhood-unique financing available

This newer super energy efficient house sits in a great neighborhood and was built in 1997 with a full basement finished in 2009 that is close to schools and the city pool. The property features; fenced backyard, underground sprinklers, landscaping, and a 100 sq. ft. shed. The home is one story with Color Lock siding, rain gutters with downspouts, and composition roofing. Home has a full finished basement 170 sq. ft. deck, and the two car attached garage is finished. New flooring, wood blinds, and light fixtures throughout and tiled counter tops, sinks, and fixtures in the bathrooms. Full basement has been recently finished and consists of two additional bedrooms with lighted walk-in closets, laundry room, storage room, game room, mechanical room, tiled bathroom with custom walk-in shower, and family room that is wired behind the walls to the media closet underneath stairway for surround sound, satellite, HDMI, internet, etc. and is topped off with an efficient 28,000 BTU gas fireplace. All gas lines have been upgraded to corrugated stainless steel lines including a line ran to kitchen for gas or duel-fuel range. Mechanical room features a Kinetico water softner system, newer gas hot water heater, breakerbox, gas manifold, and furnace.  Home was refinanced in November of 2010 with a 15 year FHA loan with fixed 3.5% interest. Buyer can simply pay the difference between current loan amount and agreed selling price and "assume" the current loan and pay the remainder payments of $1332.60 skipping out on most closing costs!