Beautiful Custom Built Split Level Home with Mother/ Daughter OR Efficiency Apartment. **Low Taxes**  Rent will pay taxes.  Main area has a beautiful entry foyer, large living room with 14' fieldstone fireplace, formal dining room, spacious eat in kitchen with cathedral ceilings, large family room, 3 bedrooms, 1.5 baths and laundry room. Finished walkout basement apartment ,with second full bath. New decks along the entire back of house. 2 car garage. Above ground pool. Oil fired hot water baseboard heat. The home is on 1 acre of property in a quiet residential neighborhood. Carmel Schools. A must see. Call for Appointment 845-855-3970 or 914-907-5376  ***3% COMMISSION TO BROKERS***.