This is a great home in a quiet neighborhood with 3 bed rooms, a/c, gas fireplace, extra finished room and half bath in the basement, paved driveway, fenced back yard. Taxes are $3,400. R G & E approx 160/ month. Close to shopping with access to 390 and 490 just minutes away. Rochester Institute of Technology ( R.I.T.) 12 minutes away. Great for a young family or an investment for your college student. Buy it now and sell it after graduation and make some money in 4 or 5 years. We are starting to pull out of this recession and house prices will be going up in the spring. Buy it now before interest rates and prices go up. FHA is 3.5% if you qualify. talk to a mortgage broker and get the ball rolling.Go on line and pre-qualify for FHA loan. I will also consider lease with option to buy if you can pre qualify for FHA.