For Sale By Owner

Heritage Landing at World Golf Village - St. Augustine, Florida. Home built in 2005.  5 bedroom, 3 bathroom includes extra large bonus room with private bath over the garage. Double car garage. (Square footage of the garage is not included in the stated sq. footage of 2257. House is on street with cul-de-sac. Kitchen has 42" cherry cabinets, granite counter tops, S.S. stove and dishwasher and microwave.  Garbage disposal and large walk-in pantry. Walk in laundry room. Master bedroom has double tray ceiling and his and her closets. Bathroom has large marble garden tub with separate shower. Kitchen nook has sliding glass doors that open onto a covered patio. The living room has a gas fireplace. The dining room has a plant shelf along the one wall. The back yard is totally fenced. Home has a security system. There is still 7 years left on the builder's warranty. There is also a sprinkler system for the front and back yard. There are tennis courts and a softball field and basketball court. Amenities include a water slide as well as a separate lap pool, workout area, club house, outdoor movie theatre, etc.

Available April 1, 2008.  Owner is willing to hold the financing with $15,000.00 down and $2,076 per month or $40,000.00 down and $1,792 per month.  This payment includes taxes, CDD, and insurance.  It does not include the annual homeowners association fee of $75.00 per year.  Sometimes people don't have the credit they need to get their own financing yet want to live in a great, safe neighborhood and can afford the payments.  Maybe this is your answer.  No prepayment penalties if you pay the loan off ahead of time.  New elementary school around the corner from the subdivision and school bus drops and picks up the children at the stop sign at end of the road.  Other option is to rent for 12 months at $1,600.00 per month.