Dont judge this one by its cover, needs finishing touches

Custom home 95% complete, just needs the finishing touches. Energy efficient windows and doors, central vacuum system with 25' hose and all attachments, every room wired for phone and high speed CAT6 broadband internet, approximately 1200 square feet on the main level, and 350 square feet on upper level. 400 square foot section of home was being built as "mother-in-law" quarters, or a commercial kitchen, it has a separate entrance, is plumbed for a sink, a 220v electrical run is ready to be finished and hooked up to a range, and a separate area is ready for the second bathroom. The area could also be used as an indoor shop, it has 2 separate 220v circuits, hook ups for that utility sink and still has space for that second bathroom. The crawl space under the house averages 40 inches tall. The upper level has a balcony with views of the northern tip of Navajo Lake, and views of the La Plata, Pagosa Springs, and Chama mountains. The 1/3 acre lot is a blank slate, but with a green thumb and help from the irrigation water that flows all summer you can grow anything here. This subdivision has a private water supply (no wells), and a sewer system (no septic tanks). It is in San Juan County, due south of Allison CO, about 15 miles from Ignacio CO, and a stone's throw from the Colorado border. The best of both worlds, the typical Colorado views and the New Mexico cost of living. Appraised by San Juan County at $159,000, but we want to sell quick so buy this house now for $65,000 down and assume payments at $225 a month for 8 years, or $75,000 for free and clear property, or maybe you have an offer we can't refuse. We are selling for less than 50% of appraised value, and the home is only 3 years old!