NOT owner financed.   Buyer must acquire private funds or bank mortgage for purchase.  Here is a list of upgrades we added to this beautiful house: - Spa Tub (Master Bath) - Fireplace - 3" Custom Blinds  - Front and Backyard Garden - 6 Panel Doors - Upgraded Wood Cabinets - Towel Bars in all baths - Chandelier in Dining and Master Bedroom - New paint in living room - Dimmers on Bedroom Light Switches - Ultraquiet Digital Garage Door Opener -  Manifold Plumbing -  Dishwasher - Great Friendly Neibors - Extremely Efficient - Upstairs and Downstairs Living Room - Alarm Pre-Wiring, Interlinked Fire Alarm - Breakfast Room, Dining Room, Kitchen Bar, Lots of Double Payne Windows, - Big Master Bedroom with High Ceiling - 9 years of limited warranty left - Low Taxes - The list goes on.................................. You'll love this house!  Plus, no backdoor neibors and a fenced in yard with perfect grass.  Great on energy efficiency.