WATERFRONT PROPERTY:   Home on landscaped lot/dock, plus adjacent landscaped lot with dock, reduced to $235,000. Upscale, well-maintained neighborhood in Oak Ridge Acres Subdivision at MM 83.5 Lake of the Ozarks, Northeast of Warsaw, convenient to schools and shopping.  - 3 BR/2 Bath, 2,312 sf living area. Paved road to door, covered carport, storage shed, plenty of additional parking.  - Comfy 8' x 31' covered front porch enters a bright, 14' x 21' eat-in kitchen, fully remodeled '03, with 3' x 6' chopping block island, self-cleaning double oven, electric cooktop, refrigerator, micro/vent, disposal, custom storage galore, accent lighting.  - Lots of daylight throughout the carpeted, open floor plan.  Central Dining/Family Room. 12.5' x 15' Master Bedroom with unobstructed lake view.  11.5' x 31' Lake Room features stone, wood-burning fireplace, lakefront wall of windows, double French doors with retractable screens to wrap-around decks, featuring central 520 sf lakeside deck.  Short, gentle steps to 24' x 28' single-well, covered boat dock with lift, electricity, fish-cleaning station, double sink/water pump, storage locker, lights, and separate 16' x 20' swim platform. Both docks AmerenUE permitted.  - Walk-out lower level features 9' x 20' bedroom, full bath suite, large laundry  and 408 sf storage room.  - Central Heat/AC, new paint inside and out. - Includes water softener, eight ceiling fans, all window coverings.  - Like new and move-in ready.   HOA $30/mo/lot includes community water from new, DNR-approved well, community sewer, road maintenance, park, dock and boat launch, lighted boat/RV storage lot one block away.  - 2008 taxes $711.33.  Call (660) 438-6755; (816) 977-7215  Buyers' agents welcome at 3% net.