Primary Mortgage Market Survey


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Monthly Average Commitment Rate And Points On 30-Year Fixed-Rate Mortgages Since 1972


Source: Freddie Mac

  2000
Rate Pts
January 8.21 1.0
February 8.33 1.0
March 8.24 1.0
April 8.15 1.0
May 8.52 1.0
June 8.29 0.9
July 8.15 0.9
August 8.03 1.0
September 7.91 1.0
October 7.80 1.0
November 7.75 0.9
December 7.38 1.0
Annual Average 8.05 1.0

  1999 1998 1997 1996 1995 1994 1993
Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts
Jan 6.79 0.9 6.99 1.4 7.82 1.8 7.03 1.8 9.15 1.8 7.07 1.7 7.99 1.6
Feb 6.81 1.0 7.04 1.2 7.65 1.7 7.08 1.7 8.83 1.9 7.15 1.8 7.68 1.5
Mar 7.04 0.9 7.13 1.2 7.90 1.8 7.62 1.8 8.46 1.8 7.68 1.7 7.50 1.6
April 6.92 1.0 7.14 1.0 8.14 1.7 7.93 1.8 8.32 1.9 8.32 1.8 7.46 1.7
May 7.15 1.0 7.14 1.1 7.94 1.7 8.07 1.7 7.96 1.8 8.60 1.8 7.47 1.8
June 7.55 1.0 7.00 1.0 7.69 1.7 8.32 1.7 7.57 1.8 8.40 1.8 7.42 1.6
July 7.63 1.0 6.95 1.1 7.50 1.8 8.25 1.8 7.61 1.8 8.61 1.8 7.21 1.6
Aug 7.94 1.0 6.92 1.1 7.48 1.7 8.00 1.7 7.86 1.8 8.51 1.8 7.11 1.5
Sept 7.82 1.0 6.72 1.0 7.43 1.7 8.23 1.7 7.64 1.8 8.64 1.8 6.91 1.5
Oct 7.85 1.0 6.71 0.9 7.29 1.7 7.92 1.7 7.48 1.9 8.93 1.8 6.83 1.5
Nov 7.74 1.0 6.87 0.9 7.21 1.7 7.62 1.8 7.38 1.8 9.17 1.8 7.16 1.6
Dec 7.91 1.0 6.74 1.0 7.10 1.8 7.60 1.7 7.20 1.8 9.20 1.8 7.17 1.7
 Avg 7.44 1.0 6.94 1.1 7.6 1.7 7.81 1.7 7.93 1.8 8.38 1.8 7.31 1.6

  1992 1991 1990 1989 1988 1987 1986
Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts
Jan 8.43 1.8 9.64 2.1 9.90 2.1 10.73 2.1 10.38 2.0 9.20 2.2 10.89 2.3
Feb 8.76 1.8 9.37 2.0 10.20 2.1 10.65 2.2 9.89 2.1 9.08 2.1 10.71 2.3
Mar 8.94 1.9 9.50 2.1 10.27 2.1 11.03 2.2 9.93 2.0 9.04 2.1 10.08 2.3
April 8.85 1.7 9.50 2.0 10.37 2.1 11.05 2.2 10.20 2.1 9.83 2.3 9.94 2.2
May 8.67 1.7 9.47 2.0 10.48 2.0 10.77 2.1 10.46 2.1 10.60 2.3 10.15 2.3
June 8.51 1.7 9.62 2.1 10.16 2.0 10.20 2.1 10.46 2.0 10.54 2.2 10.69 2.3
July 8.13 1.6 9.58 2.0 10.04 2.0 9.88 2.1 10.43 2.0 10.28 2.2 10.51 2.2
Aug 7.98 1.7 9.24 1.9 10.10 2.0 9.99 2.1 10.60 2.2 10.33 2.1 10.20 2.1
Sept 7.92 1.7 9.01 1.9 10.18 2.1 10.13 2.0 10.48 2.1 10.89 2.2 10.01 2.2
Oct 8.09 1.8 8.86 1.9 10.17 2.2 9.95 2.0 10.30 1.9 11.26 2.2 9.98 2.1
Nov 8.31 1.9 8.71 1.8 10.01 2.1 9.77 2.0 10.27 2.1 10.65 2.1 9.70 2.0
Dec 8.21 1.6 8.50 1.8 9.67 1.9 9.74 2.0 10.61 2.1 10.64 2.1 9.32 2.1
 Avg 8.39 1.7 9.25 2.0 10.13 2.1 10.32 2.1 10.34 2.1 10.21 2.2 10.19 2.2


  1985 1984 1983 1982 1981 1980 1979
Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts
Jan 13.08 2.5 13.37 2.3 13.25 2.2 17.48 2.2 14.90 2.0 12.88 1.6 10.39 1.5
Feb 12.92 2.4 13.23 2.4 13.04 2.0 17.60 2.2 15.13 2.0 13.04 1.6 10.41 1.5
Mar 13.17 2.6 13.39 2.4 12.80 2.2 17.16 2.2 15.40 2.0 15.28 2.0 10.43 1.5
April 13.20 2.6 13.65 2.4 12.78 2.1 16.89 2.3 15.58 2.0 16.32 1.9 10.50 1.5
May 12.91 2.5 13.94 2.5 12.63 2.1 16.68 2.3 16.40 2.1 14.26 1.9 10.69 1.6
June 12.22 2.5 14.42 2.5 12.87 2.1 16.70 2.2 16.70 2.1 12.71 1.8 11.04 1.6
July 12.03 2.5 14.67 2.6 13.43 2.2 16.82 2.2 16.83 2.1 12.19 1.8 11.09 1.7
Aug 12.19 2.6 14.47 2.6 13.81 2.2 16.27 2.3 17.28 2.1 12.56 1.7 11.09 1.7
Sept 12.19 2.6 14.35 2.6 13.73 2.2 15.43 2.3 18.16 2.1 13.20 1.7 11.30 1.6
Oct 12.14 2.5 14.13 2.6 13.54 2.1 14.61 2.2 18.45 2.3 13.79 1.7 11.64 1.7
Nov 11.78 2.4 13.64 2.5 13.44 2.1 13.82 2.2 17.82 2.1 14.21 1.7 12.83 1.7
Dec 11.20 2.3 13.18 2.5 13.42 2.2 13.62 2.2 16.95 2.1 14.79 1.7 12.90 1.6
 Avg 12.43 2.5 13.88 2.5 13.24 2.1 16.04 2.2 16.63 2.1 13.74 1.8 11.20 1.6

  1978 1977 1976 1975 1974 1973 1972
Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts Rate Pts
Jan 9.01 1.3 8.72 1.1 9.02 1.1 9.43 1.2 8.54 1.0 7.44 0.9 7.44 1.0
Feb 9.14 1.3 8.67 1.1 8.81 1.0 9.10 1.2 8.46 1.0 7.44 1.0 7.32 0.9
Mar 9.20 1.3 8.69 1.2 8.76 1.3 8.89 1.1 8.41 1.0 7.46 0.9 7.29 0.9
April 9.35 1.3 8.75 1.1 8.73 1.3 8.82 1.0 8.58 1.0 7.54 0.9 7.29 0.9
May 9.57 1.3 8.83 1.1 8.76 1.3 8.91 1.1 8.97 1.1 7.65 0.9 7.37 0.9
June 9.71 1.4 8.86 1.1 8.85 1.3 8.89 1.0 9.09 1.2 7.73 0.9 7.37 0.9
July 9.74 1.4 8.94 1.1 8.93 1.2 8.89 1.1 9.28 1.3 8.05 1.0 7.40 0.9
Aug 9.78 1.3 8.94 1.1 9.00 1.2 8.94 1.1 9.59 1.3 8.50 1.0 7.40 0.9
Sept 9.76 1.3 8.90 1.1 8.98 1.2 9.12 1.1 9.96 1.4 8.82 1.1 7.42 1.0
Oct 9.86 1.2 8.92 1.2 8.92 1.2 9.22 1.1 9.98 1.5 8.77 1.1 7.42 1.0
Nov 10.11 1.2 8.92 1.1 8.81 1.3 9.15 1.1 9.79 1.4 8.58 1.0 7.43 1.0
Dec 10.35 1.4 8.96 1.2 8.79 1.2 9.10 1.1 9.62 1.3 8.54 1.0 7.44 1.0
 Avg 9.64 1.3 8.85 1.1 8.87 1.2 9.05 1.1 9.19 1.2 8.04 1.0 7.38 0.9


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