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30
year
fixed rate
4.787%
APR
15
year
fixed rate
4.325%
APR
5/1
ARM
 
3.641%
APR
These rates are an average. View rates by your state. Get Rates disclosures

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Time for ARMs? For many home buyers the first loan choice is a fixed-rate mortgage. But ARM mortgages may well be better loans for many borrowers because they can represent substantial cash Read More »
Is the Subprime Mortgage Coming Back? Are dangerous mortgages creeping back into the housing marketplace? Some consumer authorities agree and some don't. Here's how to protect yourself from potentially dangerous Read More »
What To Do If Your HAMP Mortgage Re-sets Almost 900,000 federal loan modifications are scheduled to expire this year. Many borrowers who have enjoyed low rates will face higher monthly payments. Here's what to do if Read More »
Low Mortgage Rates May Have A Limited Shelf Life A look at what recent changes in Treasury yields imply for mortgage rates, and a discussion of economic trends that may influence mortgage rates in the months ahead. Here's a Read More »

News, Trends, and Commentary

July 18, 2014 Simple Staging Tips that Make Buyers' Dreams Come True Paula Ramos has no idea how she accumulated so many magazine pages, newspaper clippings and website printouts, but she can tell you that they no longer fit in one box.Or two, Read More »
July 17, 2014 6 Simple Summer Selling Tips for FSBOs This unique Kansas home is listed on ForSaleByOwner.com.The summer season often means jam-packed schedules. School vacations, backyard barbecues and baseball games don't leave Read More »
July 16, 2014 Due Diligence: 10 Steps to Take Before You Buy Rick Sharga is executive vice president of Auction.com. As one of the country's most frequently quoted sources on foreclosure, mortgage and real estate trends, Sharga has Read More »